New year’s day 2026: What’s open and what’s closed across the US; will your bank or local store be open?

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New year’s day 2026: What’s open and what’s closed across the US; will your bank or local store be open?

Most government offices, banks and financial markets across the United States will remain closed on New Year’s Day, while major retailers and grocery chains are largely set to stay open, often with modified hours, the AP reported.Retailers are expected to use the holiday to offer discounts on older inventory ahead of new stock arrivals. However, store hours can vary by location, and shoppers are advised to check local schedules before heading out.Here is a breakdown of what will be open and closed on New Year’s Day 2026, according to AP.

Government offices and schools

Government buildings, post offices, courts and schools across the US are closed on New Year’s Day.

Banks and stock markets

US banks and stock markets are closed on Thursday for the holiday and are scheduled to reopen on Friday.

Package delivery services

Standard FedEx and UPS pickup and delivery services will not be available on New Year’s Day. Some limited or critical services may be offered at select locations, and customers are advised to check with their local outlets for details.

Retail stores

Most major retail chains will remain open on New Year’s Day, though many may operate with reduced or modified hours.

  • Walmart will be open, with hours varying by location.
  • Target will remain open, with modified hours at some stores.
  • Macy’s will be open, but operating hours may differ by location.
  • Kohl’s will be open, with potential changes to store hours.
  • CVS will be open, though pharmacy hours may vary.
  • Walgreens will be open, with pharmacy operations dependent on location.
  • Customers are advised to check store websites or call ahead to confirm hours.

Grocery stores

Most national grocery chains, including Albertsons, Whole Foods, Kroger and Aldi, will be open on New Year’s Day, though many locations may have shorter hours.In-store pharmacies at grocery outlets are generally expected to remain closed for the holiday.Two major chains — Trader Joe’s and Costco — will be closed on New Year’s Day.

What consumers should keep in mind

While many retailers and grocery stores will be open, operating hours can vary widely by location. Shoppers planning errands on New Year’s Day are advised to verify store timings in advance to avoid inconvenience.



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